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It hangs during the vacancy of the house. Has been vacant more than 30 days if caused by vandalism or malicious damage the house. Because many of these demonstrations is excluded, this distinction is important. Property as necessary, but vacant, the owner does not live in the time lost. If an empty house with no furniture in it can be. Indeed, it is in your hands "free state" property "the difference between" it is important to know. The purpose of this exception are empty and the owner of the proper care of their other family warmth. When the property is vacant, it is no protection against freeze damage.